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Securing life insurance at any age is essential but securing life insurance when you’re young is particularly important. We know that may sound counterintuitive, however; there are immense benefits to obtaining life insurance in your younger years and here are five of them.

Lock in Great Rates

Did you know that when you purchase life insurance your premiums remain the same for the duration of the policy...


Common Holiday Insurance Claims and How to Avoid Them

The holidays can be a busy time of year for homeowners. The usual holiday list includes entertaining guests, putting up the Christmas tree, cooking full feasts and so much more! It is important that in the midst of all of our holiday planning homeowners do not overlook the increased risks that come with the holiday season.



So, just how does Telematic/Usage-Based Insurance work?

Usage-Based Insurance (also known as UBI) is a type of auto insurance that tracks mileage and your driving behaviors. UBI can be measured in various ways. It is often powered by an in-vehicle telecommunication device that is self-installed using a plug-in device. Sometimes, it is already integrated into the original equipment installed by car manufacturers,...


Driving in a ROUNDABOUT!

People around the United States are noticing more and more roundabouts popping up around their cities & small towns and Tennesseans are no exception. This centuries-old design can be found all over the world from the Place Charles de Gaulle, the street that surrounds the famed Arc de Triomphe in Paris, France which dates back to 1780 to one of Tennessee’s own modern shopping center entrances, The Crossings,...


You are not alone if you have noticed an increase in your homeowners' insurance rate lately. In fact, according to Policygenius, on average, premiums are up 12.1% compared to a year ago. These costs rising are likely due to inflation, supply chain disruptions and increased costs for skilled labor and materials.

It seems it is more important now than ever to ensure you are saving money everywhere you can....

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Losing a home to fire is devastating. But finding out your insurance doesn’t cover the full loss? That’s adding insult to injury.

Life is full of unexpected twists and turns. Be prepared. How much would it cost to rebuild your home? Make sure you know not just an assessed value, but actual replacement cost (they aren’t always the same).

No one wants to find out their homeowners policy doesn’t actually cover their entire...


Flood insurance isn’t something we typically think about especially if your home is not in a flood zone. However, the recent flooding in Waverly TN and other flash floods thru out the state should make everyone aware it can happen almost anywhere.

A home insurance policy doesn’t cover flood insurance so while you think you maybe covered its not on your home policy. Flood insurance is written thru the NFIP (National Flood Insurance...


Don't Gamble with your insurance